Motorcycle loan calculator Philippines

Estimate a monthly motorcycle payment from the purchase price, down payment, term and annual rate. Every input is editable and saved in the URL so you can return to or share the exact scenario.

Estimate payments for Rusi Classic 250i

Change the cash price, down payment, term and annual rate. This is a planning estimate, not a dealer financing quote; processing fees, insurance and add-ons can change the actual amount due.

Estimated monthly₱2,65736 months at 12% annual rate

Motorcycle price ₱100,000Down payment 20%

Loan term 36 months

Annual interest rate 12%

Down payment₱20,000Amount financed₱80,000Estimated interest₱15,657Total cash paid₱115,657

How to use the estimate

Use the calculator for side-by-side planning, then ask the lender for the cash price, down payment, financed principal, effective interest or add-on rate, loan term, processing fees, insurance and total amount payable. A lower advertised monthly amount can still cost more overall if the term or fees are higher.

LTO registration budgetAdd registration costs to your purchase plan.Insurance budgetEstimate CTPL and comprehensive planning costs.Motorcycle pricesOpen a model and load its current price into this calculator.

Motorcycle financing questions

What numbers should I copy from a dealer loan quote?

Use the actual cash price, down payment, financed principal, annual rate or equivalent rate basis, term and all required fees. Compare total amount payable as well as the monthly payment.

Does a lower monthly payment mean a cheaper motorcycle loan?

Not necessarily. A longer term can reduce the monthly payment while increasing the total amount paid. Compare the full repayment amount and fees.

Is this calculator a lender approval or quotation?

No. It is an estimate for planning and comparison. Approval, rates, fees and final payment schedules come from the lender or dealer.