Cheapest to buy is not always cheapest to keep
Across the 7 motorcycles in this guide, the estimated monthly running cost spans about ₱2,442 to ₱4,940 — a difference of roughly ₱2,498 a month, or ₱29,976 over a year. On a five-year ownership horizon that gap matters more than most buyers expect when they are comparing showroom prices.
Worth noting: the cheapest motorcycle to buy here is the Suzuki Burgman Street at ₱84,400, but the cheapest to run is the SYM Cruisym 150. Those are different motorcycles, which is the whole reason to look past the purchase price.
Fuel is the part riders feel first, but it is rarely the biggest line. For the SYM Cruisym 150, the estimate splits roughly into ₱975 of fuel, ₱650 of routine maintenance and ₱817 of insurance, registration and tyre reserve spread across the month.
On that basis, budget somewhere between ₱29,300 and ₱59,280 for a first year of running costs, before financing. If you are buying on installment, add the monthly amortisation on top — that is a separate number, and the two together are what your actual budget has to absorb.